Choice Home Warranty | Is It Top Choice in Home Warranties with George Foreman Endorsement?
You’ve probably heard the name Choice Home Warranty George Foreman as its brand ambassador quite a bit, and you might be curious about what it covers and how much it costs.
Well, we’ve got you covered. We’ll explain both of these things in the following text, so just keep reading to find out.
What Is Choice Home Warranty?
Choice Home Warranty is a well-known national company specializing in home warranties, and it’s proudly endorsed by George Foreman, who offers this sound advice:
“Don’t let home repairs take you by surprise.”
Choice Home Warranty has your back When dealing with unexpected expenses arising from the malfunction of home systems or appliances.
We’re not here to instigate any conflict, but our aim is to provide you with a candid assessment despite our admiration for Big George.
It’s essential to bear in mind that not every home warranty company is a one-size-fits-all solution.
In this review of Choice Home Warranty, we will delve into the company’s history, explore its various plans, including their pricing.
Identify what these plans do not cover, and outline the process for homeowners to make claims.
Our goal is to furnish you with all the essential information to help you decide if Choice Home Warranty fits your needs.
Advantages Of Choice Home Warranty George Foreman
Keep Your Money Safe: A home warranty is like a safety net for homeowners. It helps protect you from unexpected and expensive repair or replacement bills. This is especially great for people on fixed incomes or tight budgets.
Easy Fix: With Choice Home Warranty, getting things fixed is a breeze. Just give them a call, and they’ll send qualified technicians to take care of the problem.
No Worries: Knowing you have a reliable home warranty provider like Choice Home Warranty gives you peace of mind. You can use your appliances and systems without stressing about them breaking down.
Pick What You Need: Choice Home Warranty has different plans to choose from. This means you can pick the one that fits your needs and budget. You only pay for what you really need – it’s that simple!
The Company: Choice Home Warranty George Foreman
Choice Home Warranty is based in Edison, New Jersey, and its coverage plans are available all over the country.
They started up back in 2009 and are proud of their partnership with local, carefully chosen technicians.
What’s really cool about them is that they’re ready to help out with repair calls 24/7. So, if you ever run into a problem at home, you can count on them to assist, no matter the time.
Choice Home Warranty has a huge network of over 15,000 service providers, which means that homeowners can get help when unexpected things happen.
They offer two different home warranty plans: the Basic Plan and the Total Plan.
When to Buy a Plan
You’re not bound by a specific time frame when it comes to buying a Choice Home Warranty; you can purchase one at your convenience.
While many people choose to acquire them during the home purchase process, either as a purchase or a gift, there’s no set rule about when you can obtain one.
It’s important to be aware of a 30-day waiting period before you can use the plan for covered repairs.
This waiting period is in place to ensure that people are genuinely interested in having a Choice Home Warranty and not just getting it as a precaution for potential issues that don’t require immediate attention.
Choice Home Plans and Pricing
You’re not bound by a specific timeframe when it comes to buying a Choice Home Warranty; you can purchase one at your convenience.
While many people choose to acquire them during the home purchase process, either as a purchase or a gift, there’s no set rule about when you can obtain one.
It’s important to be aware of a 30-day waiting period before you can use the plan for covered repairs.
This waiting period is in place to ensure that people are genuinely interested in having a Choice Home Warranty and not just getting it as a precaution for potential issues that don’t require immediate attention.
| Item/System Covered | Basic Plan | Total Plan |
|---|---|---|
| Air Conditioning System | ✓ | ✓ |
| Heating System | ✓ | ✓ |
| Electrical System | ✓ | ✓ |
| Plumbing System | ✓ | ✓ |
| Plumbing Stoppage | ✓ | ✓ |
| Water Heater | ✓ | |
| Whirlpool Bathtub | ||
| Refrigerator | ✓ | ✓ |
| Oven/Range/Stove | ✓ | ✓ |
| Cooktop | ✓ | ✓ |
| Dishwasher | ✓ | ✓ |
| Microwave (Built-In) | ✓ | ✓ |
| Garbage Disposal | ✓ | ✓ |
| Clothes Washer | ||
| Clothes Dryer | ✓ | ✓ |
| Ductwork | ✓ | ✓ |
| Garage Door Opener | ✓ | ✓ |
| Fans (Ceiling and Exhaust) | ✓ | ✓ |
As the table illustrates, the key differences between the plans center on appliance coverage.
Suppose you want to make sure your more valuable appliances, such as refrigerators, washing machines, and dryers, receive protection.
In that case, it’s a smart choice to opt for the Total Plan, which does come with an additional yearly cost.
Every homeowner needs to take into consideration the age of their home systems and the usual lifespan of their appliances.
Suppose you happen to own newer appliances like washers, dryers, and refrigerators that are still under warranty or in good working order.
In that case, you may find that you don’t require extra coverage. In such cases, the Basic Plan effectively addresses the most significant risks that homeowners may encounter.
Plan Costs
The cost of Choice Home Warranty plans can vary depending on where you live and your specific plan. This difference in cost is because service providers in different areas may charge different prices.
Also, knowing there’s an $85 fee every time you make a claim is important.
So, on top of your regular monthly or yearly payment, you’ll need to pay $85 when a technician comes to fix something covered by the warranty.
What is a Trade Service Fee?
Choice Home Warranty includes an $85 fee called the “trade service fee,” which you must pay when requesting repairs.
This fee is standard in the home warranty industry and covers the cost of the repair work.
To put it in context, we’ve noticed that other companies may charge trade service fees ranging from $75 to $125, so $85 falls within the reasonable range and is considered on the lower end.
Consider a home warranty similar to insurance. You pay a premium; when you need to use it, there’s also a deductible. In this case, the trade service fee is your homeowner’s insurance deductible.
With the $85 trade service fee, a licensed technician will come to address the issue you’re experiencing.
If multiple visits are necessary to fix the problem, you won’t be charged the fee again; it covers all the required visits for that specific issue.
If an entirely new problem arises, you would need to pay another trade service fee.
Sample Quotes Across the Country
| State | Basic Plan (Yearly) | Total Plan (Yearly) |
|---|---|---|
| California | $455 | $550 |
| Hawaii | $455 | $550 |
| Louisiana | $470 | $570 |
| New York | $405 | $600 |
It’s worth pointing out that when you ask Choice Home Warranty for price quotes, they might give you a discount deal if you sign up for one of their plans.
But here’s the catch: we’re not entirely sure if this discount is something they do all the time or only during certain seasons.
To ensure you get the most accurate and current pricing, it’s smart to ask for a personalized quote that considers exactly what your home needs.
And if you want to include more stuff for coverage, you can do that too, but it’ll cost you extra.
| Additional Item | Add-On Fee (Annual) |
|---|---|
| Pool/Spa | $180 |
| Well Pump | $100 |
| Central Vacuum | $40 |
| Limited Roof Leak | $70 |
| Second Refrigerator | $40 |
| Stand-Alone Freezer | $40 |
| Sump Pump | $40 |
| Additional Spa | $180 |
| Septic System | |
| – Septic Tank Pumping | $120 |
| – Other | $65 |
Choice Home Warranty stands out by offering limited coverage for roof leaks, a unique feature not commonly found in the home warranty industry.
While this coverage has restrictions, it is a valuable safeguard against potentially substantial out-of-pocket expenses.
To provide some perspective, according to Home Advisor, the average cost for roof leak repairs typically falls within the range of $351 to $1,388.
For an annual fee of only $70, homeowners can have the peace of mind that their roof leaks are included in the coverage.
Considering the potential costs of other typical household repairs like plumbing, electrical issues, septic system troubles, sump pump malfunctions, refrigerator breakdowns, and oven range repairs, roof leak coverage at this rate represents a smart investment in protecting your home.
As your home’s systems and appliances get older, it’s almost certain they’ll start acting up. This is when having a Choice Home Warranty really comes in handy.
With a Choice Home Warranty, you’ll know exactly what to expect if something goes wrong – it’s the $85 trade service fee.
This means you won’t have to stress about not having enough money to cover repairs when things go south. It’s like having a safety net for your home.
Notable Exclusions
Though Choice Home Warranty offers coverage for a wide array of items, there’s an equally extensive list of things that fall outside the scope of your warranty.
To gain a complete grasp of what falls under these exclusions, consumers must review the policy contract thoroughly.
What’s of utmost importance to understand are the general exclusions that Choice Home Warranty typically applies, as these can have an impact on your ability to file claims.
One prominent exclusion relates to pre-existing conditions, irrespective of your prior knowledge of them. These conditions are not eligible for coverage under your home warranty.
We acknowledge that it may seem inequitable to exclude something you weren’t aware of, but if the condition existed before you bought the house and went unaddressed during inspections.
Choice Home Warranty retains the authority to decline the claim.
Awareness of these exclusions is key to gaining a realistic understanding of the extent of your warranty coverage.
You should be aware of this, and it’s a common practice in the home warranty industry.
It’s especially important because many people choose to get a home warranty when they’re in the process of buying a house.
The main goal is to give you confidence that you’re not buying a home with hidden problems and to provide a safety net for unexpected repair costs.
However, it’s crucial to understand that a home warranty doesn’t cover issues the seller didn’t address during the escrow process.
So, don’t think that your home warranty will take care of those problems once you’ve officially taken ownership of the property – because it won’t.
Payout Caps
Many home warranty companies enforce certain restrictions on how much money homeowners can receive for individual repair claims and the total amount they can claim within a single year.
For instance, they typically set limits on specific repair categories like electrical, plumbing, or ductwork, often capping payouts at $500 per contract term.
Let’s take Choice Home Warranty as an example. They impose a maximum payout of $1,500 for specific heating systems and a limit of $500 for whirlpool tubs.
On top of that, there’s an annual cap on total claims, which stands at $15,000.
Homeowners need to consider these limitations when considering a home warranty, especially when estimating the potential overall cost if an item cannot be repaired and necessitates replacement.
In such cases, if the expenses exceed the established limits, homeowners may need to cover the additional costs themselves.
Filing a Claim
If you need to use your policy, call them at 888-531-5403. The good news is that their claims representatives are available 24/7, so you can reach out anytime you need help.
But here’s an important thing to remember: Choice Home Warranty gets to decide who will come and fix the problem.
So, you can’t go out and hire a repairperson on your own and expect Choice Home Warranty to cover the cost.
One cool thing to know is that Choice Home Warranty tries to handle claims quickly. They aim to send a service technician to your place within the first 24 to 48 hours.
This is faster than what many other home warranty companies do, and it’s really helpful if you want your system or appliance issues fixed fast.
Work Guarantees
Customers might have worries about situations where a technician claims to have fixed a problem, but the issue persists.
To address this concern, Choice Home Warranty provides a 30-day guarantee for the quality of their work and labour and a 90-day guarantee for any parts they’ve replaced.
If you ever find yourself in a scenario where the repair doesn’t hold up – for example, if a problem reoccurs, like your previously repaired toilet acting up again – it’s vital to remember the date when the initial repair was conducted.
Get in touch with Choice Home Warranty before the work guarantee expires.
In case the work guarantee has already lapsed, don’t panic. You can still contact Choice Home Warranty and initiate a new claim.
However, it’s important to note that this might involve a new $85 trade service fee and limitations based on your service contract.
Whenever feasible, it’s wise to have the original service technician address the issue while the work guarantee of 30 or 90 days is still in place.
Our Take
Overall, we have a positive view of Choice Home Warranty. Their plans offer more flexibility than some of their competitors, and their pricing is clear and easy to understand.
What’s cool is that neither of their plans requires a home inspection, making them stand out from other providers.
Their monthly fees are reasonable, and their service call cost is about 20% lower than what you’d find with big companies like American Home Shield.
Plus, their customer service representatives are available around the clock.
If I were looking into getting a home warranty, I’d go with Choice Home Warranty because their plans are flexible, easy to understand, and affordable.
What Makes Choice a Good Warranty Company?
A good home Warranty will have thorough coverage to eliminate as much out-of-pocket cost for clients as possible while providing a seamless experience from placing a claim through completion of repair or replacement of a home system or appliance. – Scott Titus of the Patriot Investment Group
Choice Home Warranty places a strong emphasis on swiftly handling claims.
One significant benefit for homeowners is that they take charge of billing directly with the service provider, guaranteeing that homeowners won’t have to pay more than their trade service fee.
This demonstrates their firm commitment to providing high-quality service.
Choice Home Warranty George Foreman Pros And Cons
| Pros | Cons |
|---|---|
| No inspection required before service | No custom plans, only add-ons |
| Repairs are guaranteed for 90 days | Excludes alternate energy systems |
| Available in 49 states | Low BBB rating |
| Affordable premiums | Anti-consumer terms |
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FAQs
Q: How many homes has Choice Home Warranty covered?
A: Choice Home Warranty has covered more than 1 million homes across the US and handled over 4 million service requests.
Q: What is the process for escalating an issue with Choice Home Warranty?
A: To escalate an issue, you can file a complaint with Choice Home Warranty for a fee of $15. Your complaint will be published and forwarded to Choice Home Warranty’s corporate office complaints department. They guarantee a reply within 72 hours, or you’ll receive a 100% refund.
Q: Who serves as the brand ambassador for Choice Home Warranty?
A: Richard Karn is the brand ambassador for Choice Home Warranty, as announced by InterMedia Advertising and InterMedia Entertainment.
Q: Where is the headquarters of Choice Home Warranty located?
A: Choice Home Warranty’s headquarters are situated at 2147 Rte 27 S Fl 4, Edison, New Jersey, 08817, United States.
Q: What is the phone number for Choice Home Warranty?
A: Choice Home Warranty’s phone number is (888) 373-7924 you can also contact them on Facebook and Twitter.
Conclusion
In conclusion, Choice Home Warranty, endorsed by George Foreman, is a well-established and flexible option for homeowners looking to protect their investments.
With nationwide coverage, straightforward plans (Basic and Total), and reasonable pricing, including limited roof leak protection, it offers peace of mind when it comes to unexpected home system or appliance repairs.
While exclusions and payout caps exist, their claims process is efficient, and work guarantees provide added assurance.
Choice Home Warranty’s commitment to promptly handling claims and its dedication to keeping homeowners’ out-of-pocket costs low makes it a valuable choice in the home warranty industry.
